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Category: | Other |
Which ones never should?
*posting my reply in the comment section*
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Category: | Other |
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Category: | Other |
If you elected to save for your retirement in our 401(k) plan, you may be eligible to claim a special tax credit of up to $1,000. In order to qualify for the Saver’s Credit you must be:
§ Not a full-time student
§ Not claimed as a dependent on someone else’s return
In addition, you must meet one of the following financial criteria:
§ File your taxes singly with an income of $27,750 or less.
§ File your taxes as head of household and have an income of $41,625 or less.
§ File your taxes jointly with an income of $55,500 or less.
The tax credit ranges from 10 to 50 percent of each $1.00 you contribute, up to the first $2,000 you put in your 401(k). That’s between $200 and $1,000 directly off the income taxes you pay. If you and your spouse both contribute to a 401(k) plan, you may combine your contributions as joint filers, or report separately as single filers. The amount of your tax credit depends on the amount of your adjusted gross income. The income limits and applicable credit rate allowance are given in the table below.
The tax credit is in addition to other favorable tax treatments for your 401(k) participation, such as the deferral of income tax on your contributions. Please note that this credit applies only as a reduction to your income tax liability, not as cash in hand via a refund.
To take advantage of the Saver’s Credit, you or your tax preparer will need to include Form 8880, Credit for Qualified Retirement Savings Contributions, when you file your tax return. The government has established this program because it wants to reward low- and moderate-income workers who save for retirement.
Tax Credit for Different Income Levels
| Adjusted Gross Income | ||
Credit | Single Filers | Head of Household | Joint Filers |
50% of Contribution | 0 - $16,750 | 0 - $25,125 | 0 - $33,500 |
20% of Contribution | $16,751 - $18,000 | $25,126 - $27,000 | $33,501 - $36,000 |
10% of Contribution | $18,001 - $27,750 | $27,001 - $41,625 | $36,001 - $55,550 |
Credit not available | More than $27,750 | More than $41,625 | More than $55,500 |
This is for general information only. Please consult your tax advisor for more information.
Rating: | ★★★★ |
Category: | Movies |
Genre: | Drama |
I get my appreciation for good R&B and Soul music from my mother. We never had more than two (2) TVs in the house but there's was a radio of some sort in every room...including the bathroom.
Our local music store was called SoundTown & in walking distance from our house. I remember when "When Doves Cry" was released & she sent me to buy the 45. Imagine the shock when I saw a purple record! I couldn't wait to play it...like it was gonna sound differently or something. LOL
She had Peaches crates & milk crates of records on top of records. She would always play her new purchases from beginning to end - A-Side & B-Side. There was a lot of good music on the B-sides that never got radio play & unless you (or someone you knew) owned & played the 45 or LP in it's entirety, you would never hear these songs.
I posted my all time fav B-side song yesterday - If I Could Feel That Old Feeling Again by Anita Ward.
What are some of your favorite, never got radio play B-side songs?
Rating: | ★★★★★ |
Category: | Other |
Here's the situation - my main responsibility at work is benefits administration for the staff. I also serve as the same for a few clients. One client has a domestic partner rider on their health plans. The plan covers the partner & dependent children of said partner.
Even tho, I can't do anything about it, I have a problem with this.
We all know (whether anyone publicly admits or not) the domestic partner provision came about to recognize long-term homosexual couples who cannot, by law, be married. This I do understand & don't have a problem with. I do, however, have a problem with people who can, by law, be married, but refuse do so (for whatever reason) but want to partake in the privileges of lawful heterosexual union, such as employer benefits.
Don't be fooled into thinking the provision will allow you to show up in HR and add your long-term partner to your benefits simply by signing on the dotted line. It's a little more difficult than that.
Considering you have to prove your long-term partnership - proof of co-habitation (shacking up) for at least 5 years, joint financial responsibilities (i.e., bank accounts, debts, property ownership, etc.), would it not be easier head down to the courthouse & get married?!
Again, the same sex couples have no other option so I have no problem assisting them, but the hetero couples are pissing me off. Just get married already, damn.
Again, I'm biased, so I might be in the minority.
Rating: | ★★★★★ |
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Rating: | ★★★★★ |
Category: | Other |
Rating: | ★★★★★ |
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Rating: | ★★★★★ |
Category: | Other |
Doesn't matter if you're 16 or 36, if you were married for 20 years, or if you don't even know his last name. If you have any of the following problems, you my dear are still a baby mama.
Workers who want to share the latest news with Facebook friends and Twitter followers will need to wait until after hours or risk violating company policy, a new survey suggests. More than half (54 percent) of chief information officers (CIOs) interviewed recently said their firms do not allow employees to visit social networking sites for any reason while at work.
The survey was developed by Robert Half Technology, a leading provider of information technology (IT) professionals on a project and full-time basis, and conducted by an independent research firm. It was based on telephone interviews with more than 1,400 CIOs from companies across the United States with 100 or more employees.
CIOs were asked, "Which of the following most closely describes your company's policy on visiting social networking sites, such as Facebook, MySpace and Twitter, while at work?" Their responses include: Prohibited completely (54 percent); Permitted for business purposes only (19 percent); Permitted for limited personal use (16 percent); and Permitted for any type of personal use (10 percent).
"Using social networking sites may divert employees' attention away from more pressing priorities, so it's understandable that some companies limit access," said Dave Willmer, executive director of Robert Half Technology. "For some professions, however, these sites can be leveraged as effective business tools, which may be why about one in five companies allows their use for work-related purposes."
Willmer cautioned that employees should always exercise good judgment, no matter how lenient their company's policy. "Professionals should let common sense prevail when using Facebook and similar sites -- even outside of business hours," he said. "Regrettable posts can be a career liability."
Robert Half Technology offers the following tips for employees looking to protect their professional reputation when using social networking sites:
1. Know what's allowed. Make sure you understand and adhere to your company's social networking policy.
2. Use caution. Be familiar with each site's privacy settings to ensure personal details or photos you post can be viewed only by people you choose.
3. Keep it professional. Use social networking sites while at work to make connections with others in your field or follow industry news -- not to catch up with family or friends.
4. Stay positive. Avoid complaining about your manager and coworkers. Once you've hit submit or send, you can't always take back your words -- and there's a chance they could be read by the very people you're criticizing.
5. Polish your image. Tweet or blog about a topic related to your profession. You'll build a reputation as a subject matter expert, which could help you advance in your career.
6. Monitor yourself. Even if your employer has a liberal policy about social networking, limit the time you spend checking your Facebook page or reading other people's tweets to avoid a productivity drain.
Rating: | ★★★★ |
Category: | Movies |
Genre: | Comedy |
As I sit here watching an episode of Lockup, my mind start to go in a 1000 different directions. The fact that my sister would've 21 years old this week didn't help.
This particular episode features a meeting of a convicted murderer and the victim's (part of a drug deal gone bad) mother & wife. Apparently, it's part of a program some prison system offers. The mother read a letter that she had written before she arrived to the meeting & gave the offender a chance to respond. In the end, he said he'd never ask her forgiveness & she interrupted, stating she already had. She didn't forgive the act but she forgave the man who made a terrible decision.
It really made me wonder if I could ever face & forgive the lousy bastard who maliciously & senselessly murdered my mother & 10 year old sister - two very innocent individuals.
I did, along with several family members, have the chance & took full advantage to address this coward during his court sentencing. The court gave us the time we needed to speak what was on our minds & hearts. The emotions were extremely high. While addressing the offender, my aunt & sister's father let their rage get the best of them. I was sure they'd both be detained if not arrested, but it didn't go that far.
Even when we questioned their killer all he did was shake his head - almost in shame, but I wasn't buying it. He never even looked up (which, in hindsight, was probably best and on the advice on the public defender).
Over decade later this whole ordeal still haunts me & probably always will.
I had to pick out a headstone for my mother, while this bastard can still pick up the phone to call his.
Forgiveness? I'm just not there yet.
"Don't trip, He ain't thru with me yet." ~Steve Harvey~
Here's a scenario for your comments/feedback.
Your loved one meets someone, a good someone, probably too good for your loved one (you know your people & you know who & what kinda of people they deserve..don't play).
The new couple seems to hit it off OK & you're actually relieved he/she has found someone new. However, unbeknownst to new boo, your loved one is still involved with his/her alleged ex. New boo & the ex know about each other, but that's about all.
You/your family really likes new boo & actually prefers him/her over the ex, but give the situation time to play out.
After a period time, you realize your loved one is either playing games, can't decide between the two or just being greedy/selfish in regards to the non-conventional 3-some. Even tho your loved one has developed feelings for new boo & he/she just can't/won't let the ex go.
Considering the history with the ex is less than desirable & there are no other ties (property, kids, etc.), would you (see poll)....?
Feel free to comment as you like.
This happened in Belleville, IL (a stone's throw from STL) yesterday. It's been on the news & is being discussed on many radio shows.
http://www.kmov.com/topstories/stories/kmov-stlouis-news-090914-schoonl-bus-fight.17dc4b476.html
What punishment should the aggressors receive?
What punishment, if any, should the driver receive?
Should anything be said/done to the on-lookers, photo & video takers?
Let's talk about it!
This was my 1st time attending this event. My cousin made arrangements back in March to attend solo & since I still hadn't taken a vacation, I decided at the last minute to tag along.
We arrived the evening before in an effort to avoid the mass of arrivals. My direct flight on Southwest was smooth sailing, but my cousin had an issue with Airtran & has vowed to never fly them again. She was due to arrive in FL at 10:40 pm but didn't touch down until damn near 1:00 am. Apparently there were about 10 people from her flight on the same connection & Airtran didn't bother to call & hold the flight for them. They were put on standby & couldn't even get the next flight because it was booked solid. Needless to say she was pissed.
Anywho, the next day was registration & it was a mad house. People - young, old, big & small were everywhere. Recession my ass! This event was sold out!
My very first W-2 wage paying job was Peer Tutor. In 1986, I just started freshman year in high school & made a whole $3.76 per hour for 1 to maybe 1.5 hours per day, after school. Ahhhh...the good ole days.
That's yours truly in the v-neck, sleeveless sweater & the bling in the ears (in front of the teacher/monitor).
Tell me about your 1st job.
FOOD-OLOGY
What is your salad dressing of choice?
Creamy Italian
What is your favorite sit-down restaurant?
Landry's Seafood
What food could you eat for 2 weeks straight and not get sick of it?
Creamy Chicken Alfredo
What are your pizza toppings of choice?
Sausage & pepperoni
What do you like to put on your toast?
Butter & grape or strawberry jelly/preserves
TECHNOLOGY
How many televisions are in your house?
5
What color cell phone do you have?
Silver
What does the first text message in your inbox say and who sent it.
I luv u & only u - Ex-Boyfriend 2.0
Who was the last person to call you?
Somebody in this office
BIOLOGY
Are you right-handed or left-handed?
Right
Have you ever had anything removed from your body?
Yes - I had some sort of growth on my hand as a child & a 8.6 lbs baby boy
What is the last heavy item you lifted?
One of the many loads of laundry I have waiting for me
BULLCRAPOLOGY
If it were possible, would you want to know the day you were going to die?
Yes!
If you could change your name, what would you change it to?
Savannah (was gonna be the boy's name until I found out he had a winky woo)
Would you drink an entire bottle of hot sauce for $1000?
Hell yeah! I could pay a few bills with that loot.
DUMBOLOGY
How many pairs of flip flops do you own?
A few
Last time you had a run-in with the cops?
About a year ago, but he let me go with a warning
Last person you talked to in person:
Somebody else in this office
Favorite Month?
May
CURRENTOLOGY
Missing someone?
So much that I can't begin describe it
Mood?
Flirty
What are you listening to?
The radio
Watching?
The PC screen
Worrying about?
My blood relatives & the messes they get themselves into
RANDOMOLOGY
What’s the last movie you watched?
Taken (and it was pretty damn good....RedBox rocks!)
Do you smile often?
Have we met?
Do you always answer your phone?
Hell naw. Thanks goodness for caller ID & ringtones
It’s four in the morning and you get a text message, who is it?
Ex-Boyfriend 2.0
If you could change your eye color what would it be?
I'm happy with dark brown
What flavor do you add to your drink at Sonic?
Strawberry to the Limeade
Do you own a digital camera?
Of course
Have you ever had a pet fish?
No
Favorite Christmas song?
Be Thankful by Nate Dogg
What’s on your wish list for your birthday?
Undecided
Can you do pushups?
Uh, no
Can you do chin ups?
Uh, no again.
Does the future make you nervous or excited?
Nervous
Do you have any saved texts?
Yep, might have to take a ninja to court
Ever been in a car wreck?
No - thank GOD
Do you have an accent?
Non-St. Louisians say I do - Country Grammar I suppose
What is the last song to make you cry?
Missing You by Tamia, Brandy, Gladys & Chaka
Plans tonight?
Laundry & TV
Have you ever felt like you hit rock bottom?
Lord yes.
Name 3 things you bought yesterday?
Piroxicam (for my heel spur), diet 7-Up & gasoline
Have you ever been given roses?
Yes
Current worry?
My child getting himself together
Current hate right now?
Inability to focus & complete a task before bouncing to something else
Met someone who changed your life? When?
Yep...July 2003
What song represents you?
Grown Woman - Mary J. Blige
Name three people who might complete this?
Since they're all FB addicts now, I don't have a clue (The Ply is still my home)
What were you doing 12 AM last night?
Crying (was watching Madea Goes to Jail () and when Madea told Uncle Joe to "shut up bastard" the tears started to flow. Their sibling interaction reminds me of that of my mother & uncle.)
What was the first thing you thought of when you woke up?
Why the fuck is he at my door?
Rating: | ★★★★★ |
Category: | Other |
Let's talk about something that effects almost all of us, either directly or indirectly - Allergies!
As happy as I am when winter is finally over, I dread what the summer holds in store for me. Other than my allergy to pregnancy (yes I am allergic to it - my belly swells up & my face breaks out! *lol*), I have no other known allergies.
We found out my mother's other daughter was allergic to penicillin after we had a fight with a German Shepard & the dog won. That girl was looking like the Elephant Man within a matter of moments. It didn't effect me.
My BFF found out she was allergic to sulfur after she was given the drug during some course of treatment. Her throat closed up & she had to be rushed to the ER. Luckily she was only 10 blocks from the hospital.
What, if anything, are you allergic to & how did you find out?
I've been thinking about a lot of things in the last few weeks & as usual, the regrets come to mind.
Now I've heard several people say they have none. I find that extremely hard to believe, but hey.
I have a few regrets about quite a few things & since y'all are my people I can share it with you. {Can't do FB for reason mentioned in another discussion.}
1. Having sex way too soon & getting knocked up shortly after. No before you burn me at the stake, I don't regret giving life, I do regret indulging in the process long before I should have...if that makes sense.
2. Letting my grandfather take most of his 88 years of knowledge & wisdom to the grave because I was too busy doing me to stop & listen.
3. Not being a tad bit more patient with my long-distance love before giving up. I truly believe he is my soul-mate.
4. Being too busy trying to further career to give my son whatever it was he was missing. I hate that I had to work & couldn't be there for him like my mom & grandparents were for me - 24/7. Funny how now he says, he understands & doesn't blame me. Wow......
5. Not making my BFF go home instead of letting her convince me to attend a party were she was raped (when we were teens).
6. Not telling my mother how sorry I was if my funky attitude towards her male friends caused her any form of loneliness/unhappiness. Ma, I now know better.
7. Not sitting in that kitchen with Muda to learn her trade kitchen secrets. She kept her info in her head, not a book.
8. Hmmmm...guess I don't have 10...and that could be a good thing!
Feel free to comment and/or share.
Toodles!
Rating: | ★★★★★ |
Category: | Other |
that is the question!
Am I the only grown azz woman in the USA who has never learned to utilize the above contraption?
I admit it! I don't know how to BBQ!
I do own a grill, have BBQ utensils & er'thing, just never learned how or had the desire to learn to use them.
I thought I would've had a husband by now & that would be his job. (Boyfriend 2.0 is history.)
As of now, I'm taking applications for a BBQ tutor....preferably of the tall, dark & handsome persuasion....but hey, I'll take what I can get!
This has easily become one of my favorite shows (when I manage to catch it).
It got me to thinking about the lies I've told, most I was caught in (just like my Mama said I would).
Rating: | ★★★★★ |
Category: | Other |
Rating: | ★★★★★ |
Category: | Other |
For all the Mommies, Step-mommies, Grand-mommies, Big Mamas, Madea, Nanas, etc.
Tell us about your best & worst Mother's Day.
The Best - My son (about age 5 at the time) brought home a card he made at school. I swear to you that card looked as if it had been stepped on, chewed on & cried on, but he gave it to me as if it were the Hope Diamond. I'm sure the poor card struggled from school on Friday to giving it to me that Sunday. My Mother's Day breakfast consisted of 2 cold hot dogs & a bowl of Trix...oh & some dandelions he picked from the yard (lol). I ate my breakfast it like it came from a 4 star establishment & displayed my dandelions on the etagere because my baby did it all by himself. A day I'll never, ever forget.
The Worst - Mother's Day 1999 - the 1st without my mother. No one to buy a card & gifts for & no one to call. The absolute worst.
Rating: | ★★ |
Category: | Other |
Gotta gripe about your gig or the people at said gig? Let's hear it.
#1 - I got this chic in my ear who went thru hell & high water with fertility treatments & such, only to have this damn brat and now all she does is bitch about the costs of family health care, daycare, etc. *record scratch* We (high ass premium paying folks) paid good damn money for the treatments she needed since she couldn't get it done naturally & now she wants to complain?! Girl bye!
Rating: | ★★★★★ |
Category: | Other |
Rating: | ★★★★★ |
Category: | Other |
This may come as a shock to you, being the normally innocent creature that I am, but I've fantasized about being a stripper since I was 18. Not just stripping for my man...but doing it for the $$$. In this day & age, there's something to be said about tax-free income.
I did a little research & found a very reasonable stripper pole & platform (like the one picture above). I have plenty of room in my basement & that's where the set up will be. Hopefully with the $$$ I make, this thing will pay for itself.
I'll be 37 next month & I think I'm gonna plan a birthday party and invite a few choice male friends over to celebrate & to see how this works.
I also ordered a few "how-to strip" DVDs (Silkee said eBay was a treasure trove!) so I don't make a complete fool of myself. I already have the lingerie & clear heels. I think I want a wig too. One of those long curly ones.
So, who's coming to my birthday party?